Business Support

Payment Methods, Discounts & Credit terms

Are you a commercial grower? Take advantage of credit terms (ship now, pay later).

Please note: As of 7/1/2025, credit terms can no longer be used online. Please call your sales rep to place your order.

Apply for credit terms

Our mission and vision

How it works

We've all been there. Keeping control of finances can be a frustrating balance for you and your business. Harris Seeds proudly offers three credit options so you can kickstart a successful growing season while keeping financial stress at bay. Apply for the terms that best covers your business needs today!

Please call your sales rep to inquire about any discounts that may apply.

How payment works with an approved credit application

Cash Payment (Pay when you order)

30 Day Credit Terms (Ship now, pay later)

Extended Credit Terms (Ship now, pay later)

Extended Credit Terms (Ship now, pay later)

Eligible Products

All products

All products

Plugs & Liners ONLY

Seeds and supplies

Payment Details
Credit & Debit Cards, Checks and Money Orders must be from a US-based financial institution.

Credit or Debit Card
Visa, MasterCard, Discover, American Express

Check or Money Order

$25 returned check fee. Subject to change without notice.

Orders are invoiced when shipped.Pay within 30 days of invoice.

Orders are invoiced when shipped.Pay within 90 days of invoice.

Orders are invoiced when shipped.

Due 11/1

For orders invoiced between Jan 1st to Aug 31, due date is Nov 1st of current year.

For orders invoiced between Sep 1st and Dec 31st, due date is Nov 1st of the following year.

Requires Approved Credit Application

Order Size
Our season begins July 1st, and ends June 30th of the following calendar year.

Any order size

Season order total of $100+

Season order total of $100+

Season order total of $1,000+

Late Fee

None

10% per month

10% per month

10% per month
Apply for credit terms
Pre-Payment Discounts

Pre-payment total

$1,000 - $9,999

$10,000+

Example

Credit on account schedule:
Receive the following % as a credit on your pre-payment total when check, cash, or ACH pre-payment is received during the following months:

October to December: 8%
January: 6%
February: 5%
March: 4%
April: 3%

October to December: 10%
January: 6%
February: 5%
March: 4%
April: 3%

Early pay credit program
Example: Mail in a $10,000 check in November, Harris Seeds will add a $1,000 credit to your account, for a total credit of $11,000 to be applied towards purchases within the current season.

Discount Eligibility Notes

* Pre-payment discounts must be facilitated through your regional sales representative. Discounts are applicable only to payments received in the specified month and for eligible orders. Excludes online sales, wholesale, and plugs & liners. Late payments will forfeit any potential discount. Discounts may not be combined with other promotions, discounts, or incentives offered by Harris Seeds unless explicitly stated. Harris Seeds reserves the right to modify or discontinue this program at any time without prior notice. Current season is defined between July 1 –June 30.

Apply online

Email your completed credit application to Harris Seeds via email at credit@harrisseeds.com.

Submit your credit application via email

Apply offline

Submit your completed credit application form to Harris Seeds via physical mail or fax.

Mailing Address
Harris Seeds
Attention: Credit Department
355 Paul Rd
P.O. Box 24966
Rochester, NY 14624

Fax: 877.892.9197